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Welcome to Temple Or Rishon

Welcome to Temple Or Rishon

A Warm and Diverse Reform Jewish Community

Or Rishon - First Light

Or Rishon - First Light

Bringing the Light of Judaism into Our Lives and the World

Bringing the Light of Judaism into Our Lives and the World 

Where We Are

Where We Are

Located in the Eastern Sacramento Foothills

We Are Located in the Eastern Sacramento Foothills serving the Jewish Communities of Placer, El Dorado, and East Sacramento Counties

TOR Education

TOR Education

The Largest Hebrew School in the Sacramento Area

Temple Or Rishon has the largest Religious/Hebrew School in the Sacramento area

Legacy FAQ

Temple Or Rishon
Legacy Program FAQ

What is a legacy gift?
It is a gift of an asset after you pass away.

Who should sign up?
Everyone. This is not just for the wealthy or the seniors. There is no minimum gift required, and no expectation of payment while you are living.

Why wouldn’t I leave all of my estate to my children?
Legacy gifts are usually only a percentage of your estate and demonstrate to your heirs your commitment to Jewish values.

Does the gift have to be money or can other things be given?
Legacy gifts can take many forms: stocks, bonds, real estate, retirement assets, cash, life insurance proceeds, etc.

How much should I bequeath?
There is no correct amount – it varies from person to person – and must be what is right for you. Any amount is appreciated. Some people will choose to give a set dollar amount, some will specify a percentage of their estate, or all or part of a particular asset.

Can I change my gift later?
Yes - if your circumstances change you can adjust the amount of your gift.

What are the ways I can leave a legacy gift?
There are many ways, including making a bequest in a will or trust, naming TOR as a beneficiary of a life insurance policy or an IRA or pension fund, giving a gift of cash or assets, setting up a charitable gift annuity or charitable remainder trust. Please consult your professional advisor to determine which method of giving is best for you.

I live paycheck to paycheck and I don’t have any money to give now. Can I still participate?
The advantage of legacy giving is that no money is paid now. The gift is paid after your passing, from what is left in your estate.

How can I give without spending money on a will or trust?
A good option for you would be to name TOR as a beneficiary of an account you already have. You might also consider a life insurance policy, with TOR as a beneficiary.

Where does the money go?
Legacy gifts to TOR are divided as follows: 80% will be deposited into the Temple Or Rishon Endowment Fund at the JCFW. The other 20% may be made available to the TOR general fund, or the Board can decide to deposit more than 80% into the TOR Endowment Fund, at their discretion Or, a legacy gift can be made directly to the TOR Endowment Fund, in which case 100% will go to the Endowment Fund. If someone leaves money for a specific purpose, those wishes will be honored.

What is the JCFW?
The Jewish Community Foundation of the West (JCFW) was created in 2000 to establish a highly visible, self-sustaining community organization that encourages long-term giving to benefit institutions and organizations that promote Jewish identity, Jewish ideals, and the quality of Jewish life. The Foundation provides the Jewish communities of Northern California and Western Nevada with philanthropic services and the opportunity to create long-term financial stability for their designated Jewish and non-Jewish charities. The Foundation works with individuals, families, and organizations to create endowment and donor advised philanthropic funds to best meet their charitable objectives. (www.jcfwest.org )

What is the Harold Grinspoon Foundation’s LIFE & LEGACY program?
Established in 1993, the Harold Grinspoon Foundation is a philanthropic organization deeply committed to charitable giving, primarily in the Jewish world. LIFE & LEGACY is a 4-year partnership program of the Harold Grinspoon Foundation that assists communities across North America, through partnerships with Jewish Federations and Foundations, to promote after-lifetime giving to benefit Jewish day schools, synagogues, social service organizations and other Jewish entities. Through training, support, and monetary incentives, LIFE & LEGACY motivates Jewish organizations to secure legacy gifts, steward donors and integrate legacy giving into the philanthropic culture of the Jewish community. For more information, check out: www.hgf.org and jewishlifelegacy.org.

How does TOR get money from the Endowment Fund?
Based on current policy, TOR will annually receive 4% of the prior 3-years’ average balance of the TOR Endowment Fund. The distribution is available for use at the TOR Board’s discretion. The Board could opt to not take a distribution in any year and thus allow the Endowment to grow further.

Who invests the money in the Endowment Fund?
The Jewish Community Foundation of the West (JCFW) manages our Endowment Fund, along with many others in the community. They have been doing so for many years and have an excellent performance record.

What rate of return does the JCFW average annually?
Average returns have been 4-5% annually.

How do I sign up?
The first step is to fill out a Letter of Intent. Download one from this website, or contact a team member.

Or Rishon Bar/Bat Mitzvahs

Hannah MarminsWe look forward to taking part in the celebration of Hannah’s Bat Mitzvah on August 19th, 2017. Hannah’s preparation for this significant day has been admirable. We’ve seen her determination and persistence grow along with our pride and joy. Hannah is an amazing young woman. She is an eclectic creative with a kind soul. Hannah loves art, music, dance, fashion, design and anything that happens on or near the water. Her Mitzvah Project is raising awareness and fundraising with Girlup.org to give girls access to education where they have none. She is a fierce advocate for those who don’t have a voice or that face discrimination. Hannah's mitzvah project embodies her passion. Mazel tov, Hannah Rose!

Oliver Smith

On June 10, 2017 Oliver Smith (Hebrew name: Baruch Aviv ben Leah) will be called-up to read from the Torah as a Bar Mitzvah. Oliver is a 7th grade student at Sutter Middle School in Folsom, where he maintains a 4.0 GPA. He has a variety of interests and hobbies including camping, coin collecting, and magic. He enjoys learning about the latest advances in technology and built his own computer from parts. As a member of TOR and a Star rank in Boy Scouts, he participates in community service throughout the year. For his Bar Mitzvah service project he worked to clean litter from our local trails. Oliver is excited to celebrate his Bar Mitzvah with his TOR family and friends.

 

MHN 11 12 Program

 

Ongoing programs

 

TOR Sunday Stories Cropped

 Purim Spiel 2017!

1 Purim Spiel

Unrolling the Torah at Simchat Torah 2015

Unrolling the Torah 2015

TOR Upcoming Events

12Dec
13Dec
12Dec
12.12.2017 7:00 pm - 8:00 pm
"The Circle"
13Dec
12.13.2017 12:00 pm - 2:30 pm
Leisure League at TOR
13Dec
12.13.2017 6:00 pm - 8:00 pm
Hebrew Tutorials
13Dec
12.13.2017 6:30 pm - 8:00 pm
B'nai Mitzvah Class

Hava Havana